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Sovereign’s Capital
Sovereign’s Capital

Lending Credit Compliance Manager



Jakarta, Indonesia
Posted on Tuesday, January 9, 2024

Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.

About the Job

Join our team at Xendit as a Credit Compliance Manager for our lending business in Indonesia, playing a pivotal role in ensuring regulatory adherence and robust risk management within the multifinance landscape. You'll help ensure regulatory compliance along with the development and implementation of the Credit Risk and Compliance strategies and relevant policies. Crafting comprehensive reports, directly engaging with the independent commissioner, and collaborating with the Board of Commissioners, your multifaceted risk oversight will safeguard our operations, shaping our sustainable growth. Your expertise in multi-finance risk management will not only mitigate potential risks but also drive our strategic direction, ensuring compliance excellence that fosters our continued success within the multifinance industry.

Minimum Qualifications

  • 5-6 years of demonstrated expertise in the compliance sector overseeing multifinance risks.
  • Extensive track record ensuring compliance of credit risk department with OJK regulations within the multifinance industry, including conducting comprehensive compliance reviews, audits, assessments and ensuring adherence to regulatory standards
  • Proficient in contributing to the development and implementation of credit risk and compliance strategies and policies.
  • Strong understanding and hands-on experience in multifinance operations to ensure accurate reporting and compliance with OJK standards.
  • Strong Understanding and experience in meeting multifinance financial reporting requirements in compliance with OJK standards.

Preferred Qualifications

  • Experience coordinating with regulatory agencies, mediating violations, and negotiating abatement efforts for compliance resolution.
  • Certification of Sertifikasi Dasar Pembiayaan - Manajerial will be a plus


  • Ensure Regulatory Adherence:
    • Oversee and ensure compliance with OJK regulations within the multifinance landscape.
  • Strategic Policy Development:
    • Contribute to the formulation and implementation of policies governing Credit Risk and Compliance strategies.
    • Assist on structuring new products to ensure they are compliant with existing regulations and help prepare all the documentations needed for regulator's approval
  • Comprehensive Reporting and Engagement:
    • Prepare detailed reports and assessments outlining risk profiles.
    • Actively engage with regulatory authorities to conduct compliance reporting and discussions.
  • Financial Analysis and Compliance Reviews:
    • Analyze complex financial statements to assess creditworthiness and monitor financial stability.
    • Conduct in-depth compliance reviews, audits, and assessments to uphold adherence to regulatory standards.
  • Strategic Guidance and Collaboration:
    • Provide strategic insights and recommendations based on a comprehensive view of multifinance risks, shaping risk management strategies and compliance direction.
    • Collaborate closely with the Board of Commissioners and stakeholders to foster compliance excellence and sustainable growth.
  • Do whatever it takes to make Xendit succeed